.elementor-22 .elementor-element.elementor-element-cc8eeab{--display:flex;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;}:root{--page-title-display:none;}/* Start custom CSS for html, class: .elementor-element-621d161 */.elementor-22 .elementor-element.elementor-element-621d161 {
  --ibj-primary: #2a3543;
  --ibj-primary-deep: #202a35;
  --ibj-primary-soft: #354354;

  --ibj-copper: #e0b08b;
  --ibj-copper-dark: #c68b59;
  --ibj-copper-soft: #f3d7c0;

  --ibj-teal: #3f7a8c;
  --ibj-teal-dark: #326676;

  --ibj-body: #3b3a3a;
  --ibj-muted: #6d737d;

  --ibj-peach: #f9ece3;
  --ibj-peach-hover: #f6e4d8;
  --ibj-light: #f8f8f7;
  --ibj-white: #ffffff;

  --ibj-border: rgba(42, 53, 67, 0.12);
  --ibj-light-border: rgba(255, 255, 255, 0.16);

  --ibj-shadow:
    0 18px 45px rgba(42, 53, 67, 0.08);

  --ibj-shadow-strong:
    0 28px 70px rgba(25, 33, 43, 0.18);

  --ibj-shell: 1240px;

  width: 100%;
}

/* =========================================================
   BASE
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance * {
  box-sizing: border-box;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance {
  width: 100%;
  overflow: hidden;

  color: var(--ibj-body);
  background: var(--ibj-white);

  font-family: "Montserrat", Arial, sans-serif;
  font-size: 16px;
  font-weight: 400;

  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance img {
  display: block;
  width: 100%;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance a {
  color: inherit;
  text-decoration: none;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h1,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h2,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h3,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h4,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance p,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance figure {
  margin: 0;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h1,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h2,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h3,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance h4,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance p,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance a,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance span,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance strong,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance summary {
  font-family: "Montserrat", Arial, sans-serif;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__shell {
  width: min(calc(100% - 48px), var(--ibj-shell));
  margin-inline: auto;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section {
  padding: clamp(78px, 8vw, 125px) 0;
}

/* =========================================================
   LABELS AND NUMBERS
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__label {
  display: inline-flex;
  width: fit-content;
  align-items: center;

  margin: 0 0 22px;
  padding: 9px 20px;

  border-radius: 11px;

  color: var(--ibj-white);
  background: var(--ibj-teal);

  font-size: 13px;
  font-weight: 500;
  line-height: 1;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section-number {
  display: grid;
  width: 42px;
  height: 42px;
  flex: 0 0 42px;
  place-items: center;

  border-radius: 12px;

  color: var(--ibj-primary);
  background: var(--ibj-copper-soft);

  font-size: 11px;
  font-weight: 600;
  line-height: 1;
}

/* =========================================================
   BUTTONS
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button {
  display: inline-flex;
  min-height: 58px;
  align-items: center;
  justify-content: space-between;
  gap: 30px;

  padding: 8px 9px 8px 24px;

  border-radius: 12px;

  font-size: 13px;
  font-weight: 500;
  line-height: 1;
  letter-spacing: 0.2px;
  text-transform: uppercase;

  transition:
    transform 220ms ease,
    background-color 220ms ease,
    box-shadow 220ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button > span:first-child {
  display: inline-block !important;
  visibility: visible !important;
  opacity: 1 !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button:hover {
  transform: translateY(-2px);
  box-shadow: 0 13px 30px rgba(26, 34, 44, 0.15);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button--white {
  color: var(--ibj-body) !important;
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button--white > span:first-child {
  color: var(--ibj-body) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button--white:hover {
  color: var(--ibj-body) !important;
  background: var(--ibj-peach);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button-arrow {
  display: grid;
  width: 39px;
  height: 39px;
  flex: 0 0 39px;
  place-items: center;

  border-radius: 9px;

  color: var(--ibj-white) !important;
  background: var(--ibj-teal);

  font-size: 15px;
  line-height: 1;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button-arrow--copper {
  background: var(--ibj-copper-dark);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__text-link,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-link {
  display: inline-flex;
  align-items: center;
  gap: 10px;

  font-size: 14px;
  font-weight: 500;

  transition:
    gap 200ms ease,
    color 200ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__text-link:hover,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-link:hover {
  gap: 14px;
}

/* =========================================================
   HERO
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero {
  padding: 24px 0 86px;
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel {
  position: relative;

  display: grid;
  grid-template-columns:
    minmax(0, 1.06fr)
    minmax(390px, 0.75fr);

  align-items: center;
  gap: clamp(54px, 7vw, 105px);

  min-height: 680px;

  padding:
    clamp(55px, 7vw, 92px)
    clamp(38px, 6vw, 82px);

  overflow: hidden;

  border-radius: 24px;

  background:
    radial-gradient(
      circle at 94% 7%,
      rgba(255, 255, 255, 0.12),
      transparent 34%
    ),
    linear-gradient(
      105deg,
      rgba(42, 53, 67, 0.99) 0%,
      rgba(42, 53, 67, 0.95) 45%,
      rgba(42, 53, 67, 0.76) 100%
    );

  box-shadow: var(--ibj-shadow-strong);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel::before {
  position: absolute;
  top: -170px;
  right: -145px;

  width: 420px;
  height: 420px;

  border: 1px solid rgba(255, 255, 255, 0.07);
  border-radius: 50%;

  content: "";
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel::after {
  position: absolute;
  right: 22%;
  bottom: -230px;

  width: 410px;
  height: 410px;

  border: 1px solid rgba(255, 255, 255, 0.05);
  border-radius: 50%;

  content: "";
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-content {
  position: relative;
  z-index: 2;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-title {
  max-width: 760px;

  color: var(--ibj-white) !important;

  font-size: clamp(54px, 6.4vw, 80px);
  font-weight: 600;
  line-height: 0.9;
  letter-spacing: -0.7px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-title span {
  display: block;
  color: var(--ibj-copper) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-copy {
  max-width: 620px;
  margin-top: 29px !important;

  color: rgba(255, 255, 255, 0.82) !important;

  font-size: 17px;
  line-height: 1.65;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-actions {
  display: flex;
  align-items: center;
  flex-wrap: wrap;
  gap: 26px;

  margin-top: 38px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero .ibj-insurance__text-link {
  color: rgba(255, 255, 255, 0.92);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero .ibj-insurance__text-link:hover {
  color: var(--ibj-copper);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-visual {
  position: relative;
  z-index: 2;

  min-height: 550px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-image {
  position: absolute;
  inset: 0 0 50px 34px;

  overflow: hidden;

  border-radius: 20px;

  background: var(--ibj-light);
  box-shadow: 0 30px 80px rgba(25, 33, 43, 0.3);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-image::after {
  position: absolute;
  inset: 0;

  background:
    linear-gradient(
      180deg,
      transparent 55%,
      rgba(32, 42, 53, 0.28) 100%
    );

  content: "";
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-image img {
  width: 100%;
  height: 100%;

  object-fit: cover;
  object-position: center;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float {
  position: absolute;
  z-index: 3;

  box-shadow: 0 18px 42px rgba(25, 33, 43, 0.18);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--top {
  top: 32px;
  left: 0;

  display: flex;
  flex-direction: column;

  padding: 15px 19px;

  border-radius: 13px;

  color: var(--ibj-body);
  background: var(--ibj-peach);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--top span {
  margin-bottom: 4px;

  color: var(--ibj-muted);

  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--top strong {
  color: var(--ibj-body);
  font-size: 17px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom {
  right: -24px;
  bottom: 0;

  display: flex;
  width: min(325px, 84%);
  align-items: center;
  gap: 17px;

  padding: 15px 17px;

  border-radius: 16px;

  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__float-number {
  display: grid;
  width: 66px;
  height: 66px;
  flex: 0 0 66px;
  place-items: center;

  border-radius: 12px;

  color: var(--ibj-primary);
  background: var(--ibj-copper);

  font-size: 29px;
  font-weight: 600;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom strong,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom div span {
  display: block;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom strong {
  margin-bottom: 4px;

  color: var(--ibj-body);

  font-size: 14px;
  font-weight: 600;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom div span {
  color: var(--ibj-muted);

  font-size: 12px;
  line-height: 1.4;
}

/* =========================================================
   OVERVIEW
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--overview {
  padding-top: 0;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-panel {
  display: grid;
  grid-template-columns:
    minmax(0, 0.82fr)
    minmax(0, 1fr);

  gap: clamp(55px, 8vw, 120px);

  padding:
    clamp(48px, 6vw, 78px)
    clamp(32px, 6vw, 75px);

  border-radius: 24px;

  background: var(--ibj-light);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section-heading {
  display: grid;
  grid-template-columns: 48px minmax(0, 1fr);
  align-items: start;
  gap: 18px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section-heading h2 {
  color: var(--ibj-body);

  font-size: clamp(34px, 3.5vw, 44px);
  font-weight: 600;
  line-height: 1.18;
  letter-spacing: -1.2px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-copy {
  padding-top: 34px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__lead-copy {
  color: var(--ibj-body) !important;

  font-size: clamp(21px, 1.8vw, 28px);
  font-weight: 500;
  line-height: 1.48;
  letter-spacing: -0.45px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-copy > p:not(.ibj-insurance__lead-copy) {
  margin-top: 21px;

  color: var(--ibj-body);

  font-size: 16px;
  line-height: 1.76;
}

/* =========================================================
   COVERAGE CATEGORIES
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--coverage {
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading {
  display: grid;
  grid-template-columns:
    minmax(0, 1fr)
    minmax(280px, 0.5fr);

  align-items: end;
  gap: 70px;

  margin-bottom: 48px;
}

/* Keeps 02 consistent with sections 01, 03 and 04 */
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading
.ibj-insurance__section-number {
  margin-bottom: 25px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading h2 {
  color: var(--ibj-body);

  font-size: clamp(38px, 4.2vw, 58px);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -1.4px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading h2 span {
  color: var(--ibj-copper-dark);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading > p {
  padding-bottom: 7px;

  color: var(--ibj-body);

  font-size: 15px;
  line-height: 1.76;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-list {
  display: grid;
  gap: 24px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-card {
  display: grid;
  grid-template-columns:
    minmax(250px, 0.65fr)
    minmax(0, 1.35fr);

  gap: clamp(38px, 6vw, 88px);

  padding: clamp(35px, 5vw, 58px);

  border-radius: 22px;

  background: var(--ibj-peach);

  transition:
    transform 220ms ease,
    box-shadow 220ms ease,
    background-color 220ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-card:hover {
  transform: translateY(-4px);

  background: var(--ibj-peach-hover);
  box-shadow: var(--ibj-shadow);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-top {
  grid-column: 1 / -1;

  display: flex;
  align-items: center;
  justify-content: space-between;

  margin-bottom: -6px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-icon {
  display: grid;
  width: 60px;
  height: 60px;
  place-items: center;

  border-radius: 17px;

  color: var(--ibj-primary);
  background: var(--ibj-copper);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-icon svg {
  width: 29px;
  height: 29px;

  fill: none;
  stroke: currentColor;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-index {
  color: var(--ibj-muted);

  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.08em;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-kicker {
  display: block;

  margin-bottom: 14px;

  color: var(--ibj-teal);

  font-size: 12px;
  font-weight: 600;
  letter-spacing: 0.07em;
  text-transform: uppercase;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-intro h3 {
  max-width: 470px;

  color: var(--ibj-body);

  font-size: clamp(30px, 3vw, 43px);
  font-weight: 600;
  line-height: 1.1;
  letter-spacing: -1.1px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-intro p {
  max-width: 460px;
  margin-top: 19px;

  color: var(--ibj-body);

  font-size: 15px;
  line-height: 1.72;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-items {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 15px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-item {
  display: grid;
  grid-template-columns: 12px minmax(0, 1fr);
  gap: 13px;

  padding: 20px;

  border-radius: 16px;

  background: rgba(255, 255, 255, 0.72);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__item-marker {
  width: 8px;
  height: 8px;

  margin-top: 7px;

  border-radius: 3px;

  background: var(--ibj-teal);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-item h4 {
  color: var(--ibj-body);

  font-size: 15px;
  font-weight: 600;
  line-height: 1.35;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-item p {
  margin-top: 7px;

  color: var(--ibj-muted);

  font-size: 13px;
  line-height: 1.62;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-note {
  grid-column: 1 / -1;

  padding-top: 25px;

  border-top: 1px solid rgba(59, 58, 58, 0.12);

  color: var(--ibj-muted);

  font-size: 13px;
  line-height: 1.68;
}

/* =========================================================
   INDEPENDENT SECTION
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--independent {
  padding-top: 0;
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-panel {
  position: relative;

  padding:
    clamp(52px, 7vw, 86px)
    clamp(32px, 6vw, 74px);

  overflow: hidden;

  border-radius: 24px;

  background:
    radial-gradient(
      circle at 100% 0,
      rgba(63, 122, 140, 0.24),
      transparent 34%
    ),
    linear-gradient(
      135deg,
      var(--ibj-primary) 0%,
      var(--ibj-primary-deep) 100%
    );
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-panel::after {
  position: absolute;
  right: -100px;
  bottom: -180px;

  width: 360px;
  height: 360px;

  border: 1px solid rgba(255, 255, 255, 0.06);
  border-radius: 50%;

  content: "";
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-heading {
  position: relative;
  z-index: 2;

  max-width: 800px;
  margin-bottom: 48px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-heading h2 {
  color: var(--ibj-white) !important;

  font-size: clamp(40px, 4.6vw, 66px);
  font-weight: 600;
  line-height: 1.04;
  letter-spacing: -1.5px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-heading h2 span {
  color: var(--ibj-copper) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-grid {
  position: relative;
  z-index: 2;

  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 17px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card {
  min-height: 295px;
  padding: 27px;

  border: 1px solid rgba(255, 255, 255, 0.13);
  border-radius: 18px;

  background: rgba(255, 255, 255, 0.06);

  transition:
    transform 220ms ease,
    border-color 220ms ease,
    background-color 220ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card:hover {
  transform: translateY(-5px);

  border-color: rgba(224, 176, 139, 0.34);
  background: rgba(255, 255, 255, 0.1);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card > span {
  color: var(--ibj-copper);

  font-size: 11px;
  font-weight: 600;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card h3 {
  margin-top: 55px;

  color: var(--ibj-white) !important;

  font-size: clamp(22px, 2vw, 28px);
  font-weight: 600;
  line-height: 1.22;
  letter-spacing: -0.6px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card p {
  margin-top: 17px;

  color: rgba(255, 255, 255, 0.72) !important;

  font-size: 14px;
  line-height: 1.72;
}

/* =========================================================
   QUOTE PROCESS
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--process {
  background: var(--ibj-light);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-grid {
  display: grid;
  grid-template-columns:
    minmax(300px, 0.76fr)
    minmax(0, 1fr);

  gap: clamp(60px, 9vw, 130px);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-heading .ibj-insurance__section-number,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-heading .ibj-insurance__section-number {
  margin-bottom: 25px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-heading h2,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-heading h2 {
  color: var(--ibj-body);

  font-size: clamp(34px, 3.5vw, 44px);
  font-weight: 600;
  line-height: 1.18;
  letter-spacing: -1.2px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-heading > p,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-heading > p {
  margin-top: 21px;

  color: var(--ibj-body);

  font-size: 15px;
  line-height: 1.76;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__steps {
  display: grid;
  gap: 14px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step {
  display: grid;
  grid-template-columns: 44px minmax(0, 1fr);
  gap: 19px;

  padding: 25px 27px;

  border-radius: 18px;

  background: var(--ibj-white);
  box-shadow: 0 10px 30px rgba(42, 53, 67, 0.05);

  transition:
    transform 220ms ease,
    box-shadow 220ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step:hover {
  transform: translateX(5px);
  box-shadow: var(--ibj-shadow);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step-number {
  display: grid;
  width: 38px;
  height: 38px;
  place-items: center;

  border-radius: 11px;

  color: var(--ibj-primary);
  background: var(--ibj-copper);

  font-size: 10px;
  font-weight: 600;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step h3 {
  padding-top: 4px;

  color: var(--ibj-body);

  font-size: clamp(21px, 2.1vw, 28px);
  font-weight: 600;
  line-height: 1.24;
  letter-spacing: -0.6px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step p {
  margin-top: 10px;

  color: var(--ibj-muted);

  font-size: 14px;
  line-height: 1.7;
}

/* =========================================================
   FAQ
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--faq {
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-grid {
  display: grid;
  grid-template-columns:
    minmax(300px, 0.72fr)
    minmax(0, 1fr);

  gap: clamp(60px, 9vw, 130px);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-list {
  display: grid;
  gap: 14px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-item {
  overflow: hidden;

  border-radius: 18px;

  background: var(--ibj-peach);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-item summary {
  display: flex;
  min-height: 82px;
  align-items: center;
  justify-content: space-between;
  gap: 24px;

  padding: 20px 22px;

  color: var(--ibj-body);

  font-size: 15px;
  font-weight: 600;
  line-height: 1.45;

  cursor: pointer;
  list-style: none;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-item summary::-webkit-details-marker {
  display: none;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-toggle {
  display: grid;
  width: 34px;
  height: 34px;
  flex: 0 0 34px;
  place-items: center;

  border-radius: 9px;

  color: var(--ibj-white);
  background: var(--ibj-teal);

  font-size: 20px;
  font-weight: 400;

  transition: transform 220ms ease;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-item[open] .ibj-insurance__faq-toggle {
  transform: rotate(45deg);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-answer {
  padding: 0 22px 23px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-answer p {
  padding-top: 19px;

  border-top: 1px solid rgba(59, 58, 58, 0.12);

  color: var(--ibj-muted);

  font-size: 14px;
  line-height: 1.72;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-answer a {
  color: var(--ibj-teal);
  font-weight: 600;
}

/* =========================================================
   CTA
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section--cta {
  background: var(--ibj-white);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel {
  display: grid;
  grid-template-columns:
    minmax(0, 1fr)
    minmax(300px, 0.44fr);

  align-items: center;
  gap: clamp(55px, 8vw, 100px);

  padding:
    clamp(50px, 7vw, 85px)
    clamp(32px, 6vw, 76px);

  overflow: hidden;

  border-radius: 24px;

  background:
    radial-gradient(
      circle at 96% 20%,
      rgba(63, 122, 140, 0.27),
      transparent 35%
    ),
    linear-gradient(
      135deg,
      var(--ibj-primary) 0%,
      var(--ibj-primary-deep) 100%
    );

  box-shadow: var(--ibj-shadow-strong);
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-copy h2 {
  max-width: 780px;

  color: var(--ibj-white) !important;

  font-size: clamp(38px, 4.3vw, 58px);
  font-weight: 600;
  line-height: 1.08;
  letter-spacing: -1.4px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-copy h2 span {
  color: var(--ibj-copper) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-copy p {
  max-width: 650px;
  margin-top: 22px;

  color: rgba(255, 255, 255, 0.74) !important;

  font-size: 15px;
  line-height: 1.76;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-actions {
  display: flex;
  flex-direction: column;
  align-items: stretch;
  gap: 17px;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel
.ibj-insurance__button--white {
  color: var(--ibj-body) !important;
  background: var(--ibj-white) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel
.ibj-insurance__button--white > span:first-child {
  color: var(--ibj-body) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-link {
  justify-content: space-between;

  padding: 14px 3px;

  border-bottom: 1px solid var(--ibj-light-border);

  color: rgba(255, 255, 255, 0.9) !important;
}

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-link:hover {
  color: var(--ibj-copper) !important;
}

/* =========================================================
   ACCESSIBILITY
========================================================= */

.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance a:focus-visible,
.elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance summary:focus-visible {
  outline: 3px solid var(--ibj-copper);
  outline-offset: 4px;
}

/* =========================================================
   TABLET
========================================================= */

@media (max-width: 1024px) {
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__shell {
    width: min(calc(100% - 38px), var(--ibj-shell));
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel {
    grid-template-columns:
      minmax(0, 1fr)
      minmax(330px, 0.74fr);

    gap: 40px;

    min-height: 620px;
    padding: 54px 42px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-title {
    font-size: clamp(46px, 6.4vw, 65px);
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-visual {
    min-height: 500px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom {
    right: -8px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-panel,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-grid,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-grid {
    gap: 52px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-card {
    gap: 45px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading {
    gap: 44px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel {
    gap: 50px;
    padding: 54px 43px;
  }
}

/* =========================================================
   MOBILE
========================================================= */

@media (max-width: 767px) {
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__shell {
    width: min(calc(100% - 28px), var(--ibj-shell));
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section {
    padding: 68px 0;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero {
    padding: 14px 0 68px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-panel,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-card,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-grid,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-grid,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel {
    grid-template-columns: 1fr;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-panel {
    gap: 45px;

    min-height: 0;
    padding: 44px 24px 35px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-title {
    font-size: clamp(43px, 12.5vw, 58px);
    line-height: 0.95;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-copy {
    margin-top: 23px !important;

    font-size: 15px;
    line-height: 1.68;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-actions {
    align-items: stretch;
    flex-direction: column;
    gap: 20px;

    margin-top: 30px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__button {
    width: 100%;
    min-height: 56px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero .ibj-insurance__text-link {
    justify-content: center;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-visual {
    min-height: 445px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-image {
    inset: 0 8px 42px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--top {
    top: 19px;
    left: 0;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom {
    right: 0;
    width: min(310px, 90%);
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-panel {
    gap: 39px;
    padding: 38px 23px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section-heading {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__section-heading h2,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-heading h2,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-heading h2 {
    font-size: clamp(32px, 9vw, 40px);
    line-height: 1.15;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__overview-copy {
    padding-top: 0;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading {
    align-items: start;
    gap: 25px;

    margin-bottom: 37px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-heading h2,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-heading h2,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-copy h2 {
    font-size: clamp(37px, 10vw, 50px);
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-card {
    gap: 32px;
    padding: 30px 23px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__coverage-items {
    grid-template-columns: 1fr;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-panel {
    padding: 42px 23px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__independent-grid {
    grid-template-columns: 1fr;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__benefit-card {
    min-height: 270px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__process-grid,
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__faq-grid {
    gap: 38px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__step {
    grid-template-columns: 39px minmax(0, 1fr);
    padding: 22px 20px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__cta-panel {
    gap: 38px;
    padding: 42px 24px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__label {
    padding: 8px 15px;
    font-size: 12px;
  }
}

/* =========================================================
   SMALL MOBILE
========================================================= */

@media (max-width: 420px) {
  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-title {
    font-size: 40px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-visual {
    min-height: 405px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__hero-float--bottom {
    padding: 13px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__float-number {
    width: 57px;
    height: 57px;
    flex-basis: 57px;

    font-size: 25px;
  }

  .elementor-22 .elementor-element.elementor-element-621d161 .ibj-insurance__category-intro h3 {
    font-size: 30px;
  }
}/* End custom CSS */